Lower Cost Of Living Equals Better Life

The key to really saving money is going to be lowering my monthly cost of living.  Right now I am living far above my means and it doesn’t feel good at all.  I remember hearing stories about rich people who end up going bankrupt.  I never really felt sorry for them because I saw that it was their fault.  However, now that I am in a similar position, I can see how bad they really felt.  At this point if I can consolidate bills I will be able to make it another year or so.  But eventually I have to do something to figure this out. 

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